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Published articles by Danahy and Murray

How National Flood Adjusters do their job

With the horrible and tragic flooding that is happening in Louisiana and throughout the Gulf coast, a number of people will likely be visited by a National Flood Adjuster who claims that they will fight to get these victims as much money as possible. However, this comforting speech is far from completely honest, as these adjusters are prone to writing estimates that are significantly less than what is actually needed or owed. How Adjusters are Paid Knowing how these adjusters...
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Does my car insurance cover rentals

Whether you’re traveling to a distant land or your own car is getting a repair, odds are good that you will need to rent a car at some point in your adult life. However, many people are unsure whether or not their own personal auto insurance policies cover them in these rental vehicles. Let’s take a look at how auto insurance policies generally treat rental vehicles and what to expect if you are in an accident while renting. Most auto...
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5 Common Examples of Bad Faith

Many people filing insurance claims are not always sure of what their rights are or what administrative processes are used to review and decide on their claim. When an insurance company fails to provide proper relief to the claimant, it could be because something is legitimately wrong with their claim. Other times, however, it is because the provider has acted in bad faith. If your insurance provider has acted in bad faith, it is recommended that you speak with a...
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Common Storm Damage Claim Mistakes

Here in Florida, we’re no stranger to dangerous weather and while many of our communities are have taken the proper precautions to stay safe during violent storms, damage happens to our homes. When this occurs, homeowners and families often rely on insurance companies to cover the cost of repairs and get their lives back on track. Unfortunately, the storm damage claims process isn’t always an easy one. In order to protect their bottom lines, insurance providers are skeptical of the...
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What to Expect in your Insurance Claim Interview

After being involved in a car accident, you should contact your insurance company and file a claim as soon as possible. When you file your claim, your insurance company will request you submit to an interview with them regarding the incident. Why and I being Interviewed? It’s important to know that this interview is not an interrogation, just a step your insurance company takes to start their fact-finding process. This interview assists your insurance company with determining fault in your...
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Florida’s “Prompt Payment Statute”

Everyone knows claims made to healthcare insurance companies can take a long time to actually materialize into payment—which can create a big financial burden in the time between when you need the money you are owed and when you actually receive it. Florida statute 627.6131, otherwise known as the “Prompt Pay Statute,” requires insurance companies to make decisions and pay out on claims quickly. The timeframe created by this legislation depends on how the claim was received, either electronically or...
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