Insurance Lawyers assist with Bad Faith claims in Florida
The Florida Statues and Administrative Code provisions control the conduct of insurance companies in Florida. If an insurance company engages in claims handling practices which are contrary to Florida law, or violate the generally recognized standards for handling claims recognized in the industry, a “bad faith” suit may be appropriate if certain conditions are met.
Lawsuits against insurance companies acting in “bad faith” must be conducted at the end of an insurance claim dispute. However, you can seek the legal advice of an experienced Florida insurance law attorney as soon as you are delayed payment, denied coverage or other wrongful conduct occurs.
For help going up against your insurance carrier, contact Danahy & Murray, P.A. at (813) 701-2296 today.
Filing a Bad Faith Complaint in Florida
As a condition to filing a “bad faith” lawsuit, you must first file a Civil Remedy Notice of Insurer Violation (C.R.N.) which gives the insurance company 60 days to correct the conduct that’s causing the complaint. This form is located on the Florida Department of Financial Services website and is self-explanatory for those filling it out. However, you must know the statutory provisions that have been violated as well as the specific conduct complained of and list those separately.
Bad faith claims can occur for a variety of reasons, including:
- The insurance carrier does not properly defend a claim
- The carrier refuses to pay a judgment or settlement, up to the limit of coverage
- The carrier acts unfairly or dishonestly
- Discrimination or illegal dealings
Don’t Fight the Insurance Companies Alone!
Danahy & Murray, P.A. files CRNs for the insureds that we represent. If a later “bad faith” lawsuit is appropriate based on the CRN and following the successful resolution of the claim in favor of the insured, our Florida insurance lawyers handle such suits through eventual resolution, by settlement or trial.