First Party Insurance Claims
“First-party” insurance claims are those that are made directly by a policy holder to their insurance company. For example, an individual with homeowner’s insurance that covers fires would file a claim with their insurer to cover resulting fire damage and repairs. If the claim is honored, the insurance company should then compensate the homeowner according to the specific terms laid out in the policy.
Knowing the exact terms and what is covered under your insurance policy is extremely important. Simply trusting that the insurance company is right when they choose to deny your claim or issue payments may be a huge mistake. In order to save money, they often deny your claim for a variety of reasons that may not be valid. If they do this, they may be acting in bad faith and breaching the contract that they made. You may have cause to take legal action and fight for the compensation that you are rightfully owed.
Examples of Insurance Companies Acting in Bad Faith
Some examples of the insurance company acting in bad faith include:
- Denying your claim without a legitimate reason
- Failure to pay a valid claim
- Delaying compensation for an unreasonable amount of time
- Failing to promptly reply to a claim
- Harassing or intimidating the policyholder
- Failing to provide a reasonable explanation for the denial or a partial payment
- Failing to properly investigate the claim
Schedule Your Free Case Evaluation With Our Knowledgeable Team!
If your claim has been denied, reach out to our Florida insurance lawyers at Danahy & Murray, P.A. We will not let you be intimidated or unfairly treated by the insurance company and, if your claim is perfectly legitimate, we are dedicated to tirelessly fighting to make sure that it is honored through the appeals process.
Ready to start aggressively pursuing maximum compensation for your storm damage?
Call us at 813-940-5100 free consultation!