As residents of Florida know, enjoying the sunshine and tropical climate of our state also means being exposed to brutal and often sudden storm conditions. This includes hurricanes and tropical storms. Unfortunately, insurance companies do not always honor their financial obligations under the policies they issue. When this happens, insureds are left with repairs to their home or business they can’t afford.
Help for Underpaid & Denied Hurricane Insurance Claims
Our dedicated and experienced team at Danahy & Murray know that receiving storm damage relief can mean the difference between having a home which is livable or a business which is viable. The Florida insurance claim attorneys at our firm have recovered more than $127 million for clients who have been wronged by their insurance company’s improper denial of insurance coverage or underpayment of insurance benefits owed. The Danahy & Murray professionals are ready to help with your storm damage claim, from helping you determine the coverage available under your policy, advising you on the terms and conditions you must comply with in order to preserve your right to insurance benefits, and evaluating benefits which are owed to you. We ensure that your insurance company is held accountable to provide you the coverage you paid for.
It’s hard to predict how any business, building, home, condominium unit or any other structure will hold up to a storm. When damage does occur and a claim needs to be filed, many policyholders are unsure how to proceed and best demonstrate that they are owed coverage.
If your property has been damaged by a storm:
- Immediately report the claim to your insurance company.
- Take any possible steps to protect your property from further storm damage.
- Document all existing damage with photos and/or video.
- Make a written inventory of all damages
- Keep a file for any documents or information regarding your claim.
- Make and keep copies of all documents sent to you by your insurance company.
- Save all receipts for expenses related to the damage/repairs
- Keep a written log or journal of all communications with your insurance company or adjuster.
If you are then notified that your claim has been denied (or you that you will receive significantly less money than needed), it is time to contact legal representation. These companies make their profits from the peace of mind they sell their policyholders and then protect that profit by denying or minimizing the claims of those same customers.
Why Choose Danahy & Murray for Your Hurricane Claim?
Our Florida property insurance lawyers have handled countless insurance claim cases all over the state for more than 150 combined years. We are not a general, “do all” law firm, but rather one that has specializes in
property insurance claims. Our experience in property insurance has allowed us to successfully resolve our client’s disputed coverage and valuation claims. You’ll need lawyers who know how to read your policy, and to offer you accurate advice to be successful in your claim or coverage dispute.
We know that our clients are often facing enormous financial hardships due to these storms. That is why, in many cases, we work on a contingency-fee basis: we charge the client nothing, no costs or fees, unless and until we recover the
denied or disputed insurance coverage benefits. Furthermore, Florida law in many cases allows us to seek our legal fees and costs directly from the insurance company, over and above the insurance coverage benefits we obtain for our clients.
Whether you are getting ready to make your claim for damage, or have already reported your claim, contacting Danahy & Murray could help you avoid forfeiting insurance coverage rightfully yours, or accepting less than what you are owed for all your insured losses.
Ready to start aggressively pursuing maximum compensation for your storm damage?
Call us at 813-940-5100 today!