In Florida, Sinkholes occur when groundwater erodes the limestone beneath the ground. Most people think of sinkholes as large holes that form where the land gives way and sinks into the earth. However, the reality is that most damage from a sinkhole occurs without an open hole. It develops gradually, as the earth slowly sinks, causing ever increasing damage to a house or commercial building.
In Florida, the law regarding sinkhole claims has been revised several times in the past few years. The Florida insurance claim attorneys at Danahy & Murray can advise you on the version of law which applies to your claim and how the law affects your rights.
Common Signs of Sinkhole Damage
Sometimes a property owner will notice changes or damage that may indicate a potential sinkhole. These changes include:
- Cracking foundations
- Cracking around door and window frames
- Windows or doors that do not close properly
- Cracks in walls
- Depressions in the yard or driveway
- Tilting or sinking of a section of a floor
- Separation of walls from ceiling or floors
- Separation of house from foundation
- Pipes breaking or swimming pool leaks
- Tree roots that are exposed that were not before
- Fence posts that start sagging or slanting
Prepare & File a Claim with Help from Danahy & Murray
When you have a sinkhole claim, make sure you photograph the damage and report the issues to your insurance agent as soon as possible. Save any repair receipts and work with others, such as neighbors, who may have had the same problem. Following these simple steps can help our attorneys file a claim or fight bad faith insurance practices on your behalf.